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Send Money with a Text Message

The simplest way to transfer money person-to-person. No apps, no internet, no smartphone needed. Just text or call from any phone.

SMS Transfers

Send money by texting a simple command. Works on any phone with texting.

Voice Call Support

Call our number and use your keypad. Works on every phone, including landlines.

Bank-Level Security

Sensitive data is entered via secure phone keypad. Your information is never stored in plain text.

How It Works

Three simple steps. No internet, no app, no smartphone required.

1

Register by Phone

Call our number (332) 333-3055 and use your keypad to securely enter your name, email, and bank information. You only need to do this once. Your bank details are entered via phone keypad for maximum security -- never sent as a text message.

Phone Call Preview
SystemWelcome to QuickSend. Press 1 to register.
YouPress 1
SystemEnter your 9-digit routing number followed by pound.
YouEnter 021000021#
SystemEnter your account number followed by pound.
YouEnter 1234567890#
SystemYour account is linked. You can now send money via text.
2

Send Money via Text

Text a simple command to (332) 333-3055 with the amount and the recipient's phone number or email. We will confirm the transfer details and fee before processing.

Text Message Preview
SEND 100 TO 555-123-4567
Send $100.00 to 555-123-4567? Fee: $0.50 | Total: $100.50 Reply YES to confirm.
YES
Confirmed! $100.50 will be debited from your bank. Ref: TXN-283747
3

Recipient Gets Notified

The recipient receives an instant text notification. If they are already registered, the money goes straight to their bank. If not, they receive instructions to register and claim the payment.

Text Message Preview
John Doe sent you $100.00 via QuickSend! It will arrive in your bank in 1-2 business days.

Your Security Is Our Priority

We use the same security standards as major banks and financial institutions to protect your money and personal information.

Keypad Entry for Bank Data

Your bank account and routing numbers are entered via phone keypad (DTMF tones), the same technology used by banks worldwide. This data is never sent as a text message and never stored on your phone.

Encrypted & Tokenized

Your bank account information is securely tokenized by our payment partner, a federally regulated financial institution. We never store raw bank account numbers on our servers.

Identity Verification

As required by federal law (BSA/AML), we verify the identity of every user before they can send or receive money. This protects you and the community from fraud.

Federally Regulated

All money transfers are processed through licensed, federally regulated financial institutions. We comply with all applicable FinCEN, BSA, and AML regulations.

Simple, Transparent Pricing

We charge a flat 0.5% fee on every transfer. No hidden costs, no monthly fees, no minimum balance. You only pay when you send money.

No monthly fees or subscription
No cost to receive money
No cost to register
Free SMS notifications

Fee Examples

You Send Fee (0.5%) Total Charged
$50.00$0.25$50.25
$100.00$0.50$100.50
$500.00$2.50$502.50
$1,000.00$5.00$1,005.00

The recipient always receives the full amount. The fee is added to the total charged to the sender.

SMS Commands

Text any of these commands to (332) 333-3055 to manage your transfers.

SEND [amount] TO [phone or email]

Send money to another person

Example: SEND 100 TO 555-123-4567

HISTORY

View your recent transactions

Example: HISTORY

STATUS [ref number]

Check the status of a specific transfer

Example: STATUS TXN-283747

HELP

Get a list of all available commands

Example: HELP

STOP

Opt out of all SMS messages (disables account)

Example: STOP

Frequently Asked Questions

Everything you need to know about using QuickSend.

No. QuickSend works with any phone that can send text messages or make phone calls. This includes basic phones, kosher phones, flip phones, and even landlines (for voice registration). No internet connection is required at any point.
Call (332) 333-3055 and follow the voice prompts. You will enter your name, email, date of birth, and bank account information using your phone keypad. Registration takes about 2 minutes and you only need to do it once.
After registering, text (332) 333-3055 with a command like "SEND 100 TO 555-123-4567" where 100 is the dollar amount and the number is the recipient's phone. You will receive a confirmation text with the amount and fee, and you reply YES to approve.
The recipient is notified immediately via text message. The actual bank transfer typically settles within 1-2 business days via ACH. The recipient will see the funds appear in their bank account once settled.
They will receive a text message notifying them that someone wants to send them money, along with instructions to register by calling (332) 333-3055. Once they register and link their bank account, the transfer will be processed. If they do not register within 14 days, the transfer is canceled and you are not charged.
Yes. Your bank account and routing numbers are entered via phone keypad, not text message. This data is securely tokenized by our federally regulated payment partner and is never stored in plain text on our servers. We use the same security standards as major banks.
We charge a flat 0.5% fee on each transfer, added to the amount you send. For example, sending $100 costs you $100.50. There are no monthly fees, no registration fees, and no fees to receive money.
For new accounts, the daily limit is $1,000 and the monthly limit is $5,000. These limits may be increased after identity verification and account history review. Contact us for higher limits.
Yes. QuickSend works with any US bank account. The sender and recipient can have accounts at different banks.
Text the word "HISTORY" to (332) 333-3055, and you will receive a list of your recent transactions with their current status.

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